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Determining your investment style is key to connecting with your financial advisor. If you work with a financial advisorr, do you two have a personal connection? Does he or she “get” you? Do they have a deep understanding of what success means to you and what you want your wealth to accomplish? If not, it may be time to move on. In my experience working with top professionals such as wealth managers and lawyers, as well as high-net-worth entrepreneurs and families, I’ve discovere.....

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SUMMARY At least one in five loans have not been repaid since 2017, compared to 10 per cent for customers who take regular loans, bankers’ lobby says in new reportOne in five loans taken through mobile phone platforms are in default even as the ease of digital borrowing creates an ever-growing pool of distressed borrowers.Kenya Bankers Association — the lenders' lobby group — says in a new report that 21 percent of digital loans were not repaid between 2015 and last year. At least on.....

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Be careful not to build your business around a fad -- & four other important tips. Given your entrepreneur’s spirit, you likely have more business ideas than you have time to pursue. Every new consumer pain, every new piece of technology, every up-and-coming sales trend: They all seem to spark a new, ambitious, seemingly fool-proof business idea. And while you’d love to pursue all of those ideas at once, face it: You don’t have the time (and your energy, anyways, .....

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Follow these tips if you want to start business but don't know where to start. If you want to start a business but don't know where to start, don't worry -- you're not alone. In fact, given the new economic reality of our time, more people than ever have found the "job" they thought was waiting for them doesn't exist. Others have come to the conclusion that they would rather create work they love, constructed to fit with their own life goals. No matter what the motivation is to be your o.....

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Most people cannot operate well or manage their life goals and major expenses without taking a loan. To get the loan approved is not always easy. Many people do not know what all it takes to get a lender to approve a loan. Lenders can reject a loan application due to many factors, depending on your credit history and score, reputation of parties involved, in case of a house loan - the location of the property matters and your relationship with the lender also is crucial. In fact, sometimes two p.....

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The hardest thing for entrepreneurs isn't finding success -- it's holding on to it. When we start on our entrepreneurial journey, most of us don’t see past the first business. We just see what’s in front of us. That’s not a bad thing. You should be intently focused on making your first venture work. There’s always the distraction of new technologies, new industries and new tactics to reach consumers. The idea you start your journey with is rarely the same idea you implement .....

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Managing risk is in entrepreneurs' DNA.   Merriam-Webster defines an entrepreneur as "one who organizes, manages, and assumes the risks of a business or enterprise." Dictionary.com states that an entrepreneur is "a person who organizes and manages any enterprise, especially a business, usually with considerable initiative and risk." There are more than 25 million of them in the U.S. alone. You may notice that the word "risk" comes up in both. Entrepreneurs have long been associated with.....

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The sales team knows that closing deals is what makes the company go. You want everyone on the team to know that, too.             Image credit: Jirapong Manustrong | Getty Images Ask any businessman which is more important, their product or how it’s sold, and you’re likely to get a long explanation on why product takes the cake any day of the week. They are not wrong. You don’t have a business if there was nothing to sell. But.....

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Aside from the occasional indulgence, most financially successful people keep a close eye on their budgets and bank balances.     People have struck it rich by launching social media startups, inspiring wildly successful crowdfunding campaigns and writing wizard-themed best-selling books. But most successful people have far more boring backstories of accumulating wealth through savvy spending and smart saving strategies. Aside from the occasional indulgence, most f.....

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There are no shortcuts but there is always work that needs to be done. The idea of entrepreneurship is beautiful. You wake up each day believing you’re in control of your life and can spend that day doing whatever you want. All the while, your business is generating income taking away the stress of financial pressures. You are creating something that lets you live life on your terms and make an impact in the life of others. The income and other opportunities are a fun bonus.  While the idea.....