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Borrowing Money There’s a pervasive myth that no debt is good debt. Whenever we’re talking about owing money these days, it’s almost always in a negative light. You hear it every day: homeowners are underwater, the national deficit is surging, consumers are saddled by shortsighted credit card spending, the nation’s graduates are buried under student loans. For businesses, the truth about debt is far less ominous. As the high finance set understands, not all borrowing is bad. For small .....

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Courage is the most valuable attribute an entrepreneur can possess. No entrepreneur wants to hear this, but I'll just come out and say it: You're not that special. And I mean that in the nicest way possible.  It's easy for us to believe our business problems are unique and so different that they require a degree in economics or neuroscience to navigate. But when you work with as many different types of CEOs as I have, you start to realize how oddly predictable most challenges are, even if.....

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Personal Finance - You can't save your way to wealth. If you want money, you’ve got to get on offense. I was raised on the “defense of finances” strategy. It made me act cheap for years. Not spending or investing in what I should and being miserable. I was taught that way because that’s what my mother knew. But you can’t win a boxing match or a soccer game without going on the offense. To win, you have to go for the knockout or the goal. My father died when I was 10. My mother was .....

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Managing risk is in entrepreneurs' DNA.   Merriam-Webster defines an entrepreneur as "one who organizes, manages, and assumes the risks of a business or enterprise." Dictionary.com states that an entrepreneur is "a person who organizes and manages any enterprise, especially a business, usually with considerable initiative and risk." There are more than 25 million of them in the U.S. alone. You may notice that the word "risk" comes up in both. Entrepreneurs have long been associated with.....

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There is much, large and small, you can do to eliminate inefficiencies and get more done every hour you work. For most of us, time management and staying productive is a daily struggle. Sometimes that’s not the end of the world. But, if you don’t address this sooner then later, the things you were supposed to do today get pushed to tomorrow, then the next day. Eventually, you could end-up several weeks behind. That’s not good for business or your stress-level. Thankfully, you can preven.....