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To compete in Africa’s diverse mobile money markets, banks must offer distinctive mobile and digital services not only in payments and deposits, but across the spectrum of financial services. Africa is the global leader in mobile money, which has become an important component of Africa’s financial services landscape. Mobile network operators (MNOs) have dominated mobile money services in Africa for the past decade. More recently, fintechs have established a solid footing in the market, and .....

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The economic development of any country is undoubtedly dependent on its financial system. A strong banking system, alongside efficient financial markets, are essential for economic growth through resource mobilisation, investment, facilitation of trade and risk diversification. Some countries still suffer from poverty, low income and a high unemployment rate because they can’t find the right path to build a strong and credible financial system. A large concentration of these countries are in A.....